Insuring risks inherent in textile manufacturing is a specialization in its own right. It is structured differently and requires a specific treatment of risk underwriting and management and, often, a different approach to settlement of large and complex claims.

In addition to conventional natural hazards insurance and liability insurance, a well-​designed insurance programme treats risks from their potential source (prevention, elimination) to recovery. Configuring the insurance and its special terms ahead of time helps the party affected by a production downtime spring back to full operation in no time. 

Main risks associated with textile manufacturing: 

• cheap imports from Asia
• high investment intensity of the industry
• relatively high dependence on suppliers